COLOSSAL FINANCE ─── CAPABILITIES / TRADE FINANCE
─── TRADE FINANCE · TYPICALLY BLUE
Global supply chains run on credit.We structure yours.
Trade finance bridges the gap between supplier payment and customer collection across international supply chains. Done well, it dramatically improves margin. Done badly, it adds friction without adding value.
─── WHEN THIS MATTERS
You might be here because…
You import goods and your supplier demands payment before shipment.
You need to pay 30 days before goods arrive, then wait another 60 days to collect from customers. That's 90 days of working capital you're funding.
You're scaling international sourcing and existing facilities can't keep pace.
Growth means more orders, longer lead times, and larger funding gaps. Traditional overdrafts weren't designed for this.
You're navigating multiple jurisdictions and currencies.
Suppliers in three countries, customers in two, and FX exposure on both sides. Complexity multiplies quickly.
─── HOW WE STRUCTURE IT
The right instrument for the trade flow.
Trade finance encompasses several distinct instruments, each solving a specific problem in the international supply chain.
Letters of credit
Bank-backed payment guarantees that give suppliers confidence to ship before receiving payment.
Trade finance lines
Revolving facilities specifically designed to fund the import cycle from order to collection.
Supply chain finance
Arrangements that let you extend supplier payment terms without damaging relationships.
FX coordination
Managing currency exposure across the supply chain to protect margins from exchange rate movements.
─── THE LENDER LANDSCAPE
Trade finance requires specialist appetite.
Not all banks have active trade finance desks. We work with institutions that understand international trade flows.
Major Bank Trade Divisions
Full-service trade finance, integrated FX, established correspondent networks.
Specialist Trade Financiers
Deeper expertise in specific trade corridors, more flexible structures.
Supply Chain Platforms
Technology-driven solutions for high-volume, lower-margin trade flows.
Multi-Jurisdiction Specialists
Complex arrangements spanning multiple countries and legal systems.
─── CASE STUDY
Facility size
$2.4M
Source countries
3
Lead time funded
90 days
FX currencies
USD, EUR, CNY
Melbourne importer — multi-country sourcing.
A Melbourne import/distribution business was sourcing from suppliers in China, Germany, and the United States. Each supplier had different payment terms, each shipment had different lead times, and the business was funding the entire cycle from accumulated cash reserves.
We structured a trade finance facility that coordinates letters of credit for the Chinese supplier, open account terms for the European supplier, and a revolving import line that funds the full cycle. Integrated FX hedging protects margins on confirmed orders.
Working capital has been released for growth investment.
─── WHAT IT LOOKS LIKE WITH US
How we structure trade facilities.
Trade flow mapping
We map your supplier relationships, payment terms, lead times, and currency exposures.
Facility design
We design a coordinated structure that addresses each gap in your trade cycle.
Lender selection
We identify lenders with correspondent relationships and expertise in your trade corridors.
Implementation
We manage facility setup, supplier onboarding, and ongoing operational coordination.
Need to optimise your international supply chain?
Start with a conversation about your suppliers, customers, and the working capital cycle between them.