Disclaimer

About this website

This website is operated by Colossal Finance Pty Ltd (ABN 52 623 073 432) (“Colossal Finance”, “we”, “us”, “our”).

Colossal Finance is a commercial and asset finance brokerage. We arrange finance — we do not lend our own money.

Colossal Finance is a Corporate Credit Representative (Credit Representative Number 556118) of Quantum Business Finance Pty Ltd (ACN 135 253 191), holder of Australian Credit Licence Number 395230.

This disclaimer applies to everything on this website. It should be read together with our Terms & Conditions and our Privacy Policy.

The information here is general only

Everything on this website is general information. It has been prepared without knowing anything about your objectives, your financial situation or your needs, and it does not take account of your circumstances.

Nothing on this website is:

• personal advice of any kind;
• legal, tax or accounting advice;
• financial product advice — Colossal Finance arranges credit and does not provide advice on, or deal in, financial products; or
• a recommendation to enter into, vary or exit any finance arrangement.

Before you act on anything you read here, get advice from a qualified adviser about your own situation. If you rely on this information without doing that, you do so at your own risk.

This website is not credit assistance and not an offer of finance

Browsing this website, using a calculator or enquiry tool on it, or sending us an enquiry does not mean we have provided credit assistance to you or agreed to act for you.

Nothing on this website is an offer of credit or a guarantee that finance will be available or approved. Any finance is subject to lender assessment, credit criteria and the lender’s own terms.

We provide credit assistance only once you engage us and we have given you the disclosure documents that apply to your engagement. Those documents, not this website, set out what we will do for you, how we are paid and what your rights are.

Rates, figures, calculators and examples

Any rate, repayment, fee, term or borrowing capacity shown on this website is indicative only. It is provided to help you think about your options, not to tell you what you will actually be offered.

Indicative figures rely on the assumptions built into the tool or example, which will not match your circumstances. They are not a quote, a pre-approval or an offer. Actual pricing and terms are set by the lender following its own assessment, and will differ.

Case studies, examples and testimonials

Any case study, transaction example or client comment on this website describes a particular client’s circumstances at a particular time. It is not a prediction, a promise or an indication of what we can achieve for you. Past outcomes do not indicate future outcomes.

Other websites we link to

This website may link to websites and material we do not control. We include those links for convenience only.

A link is not an endorsement, and we are not responsible for the content, accuracy, availability or practices of any site we link to. If you follow a link, you leave our website and the terms and privacy policy of that site apply to you, not ours.

Accuracy and availability

We take reasonable care to keep this website accurate and current, but finance products, lender criteria, rates and the law all change, sometimes quickly.

We do not warrant that the content of this website is complete, accurate, current or fit for any particular purpose, and we do not warrant that the website will be available without interruption or free of errors.

Information you send over the internet

No transmission over the internet is completely secure. While we take reasonable steps to protect information we hold, we cannot guarantee the security of information you send to us through this website or by email.

Please do not send sensitive documents or identity documents to us by unsecured email. If you need to send us something sensitive, contact us and we will provide a secure method.

We handle personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. Our Privacy Policy explains how.

Your rights, and the limits of our responsibility

Nothing in this disclaimer excludes, restricts or modifies any right or remedy, or any guarantee, warranty or other term or condition, that applies to you under the Australian Consumer Law, the Australian Securities and Investments Commission Act 2001 (Cth) or any other law where it cannot lawfully be excluded, restricted or modified.

Subject to that:

• we exclude all warranties and representations about this website that are not expressly set out in these pages; and
• we are not liable to you for any loss or damage arising out of, or in connection with, your use of or reliance on this website, other than loss or damage caused by our own negligence, fraud or breach of law.

Where our liability cannot be excluded but can be limited, our liability is limited, at our option, to supplying the relevant information again or paying the cost of having it supplied again.

Changes to this disclaimer

We may update this disclaimer from time to time. The version published on this page applies to your use of the website from the time it is published. We will show the date of the most recent update at the top of this page.

Questions

If you have a question about this disclaimer, contact us at: